Like many current or soon-to-be seniors, I am living on a fixed income and had to be very cautious with my money. I didn't want to potentially face a situation of outliving retirement savings and finding myself in a deep pickle.
That's when I came across YourGoldenYears Guide, and learned that I needed to do a personal audit to identify any unnecessary expenses or over-spending that may have crept up over time. After all, lots of little expenses quickly add up to big chunks of money. And overspending in retirement (even if by accident) can drain the bank account fast... leading to a potential stressful situation with no way out during my retirement years.
That's exaclt this this guide did for me, it helped me put the list together, and wound up saving me over $2,500/month, and even showed me how to earn some passive income as well!